HAÏTI - Trafic de stupéfiants : Ces 3 sénateurs seront extradés aux États-Unis par la DEA. Ce que l'on sait...

Ces 3 sénateurs seront extradés aux États-Unis par la DEA pour répondre aux questions de la DEA - A l’émission "Boukante Lapawol" Le journaliste de Radio Mega, Guerrier Henri donne les détails. Cliquez ci-dessous...

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Insurance Claim Cover Fire and Smoke Damage

Should a fire start in your rental home, any damage to your belongings caused by the fire or the subsequent smoke will be claimable under renters insurance. The fire could be the result of a cooking incident, electrical appliance, etc., so long as you did not purposely start it, you're protected. The resulting smoke can also ruin your belongings--especially clothing--but luckily smoke-related damage is also listed in renters insurance policies. The smoke does not necessarily even have to come from a fire in your apartment; the smoke can seep in from a fire in a neighboring apartment or house and you would still be covered.

What Doesn't Renters Insurance Protect From Fire and Smoke Damage

Anything involving the structure of your apartment won't be covered by your renters insurance policy. As a renter, you do not need to worry about the walls, cabinets, floors etc.--that is your landlord's responsibility. All you need to worry about as a renter are your personal belongings, which--excluding your car--will be covered by renters insurance. Your landlord's insurance policy will step in then to reimburse for repairs to the structural things in your rental.