CANADA : Le nouveau slogan de Jovenel Moise pour lutter contre la corruption en Haïti
Le président Jovenel Moise n'entend pas baisser les bras pour lutter
contre la corruption en Haïti - Suite à une rencontre avec la communauté
haïtienne au canada - il répond à une question du public sur la
corruption - Regardez la VIDÉO ci-dessous...
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Some companies allow policyholders to list other individuals to their
renters insurance policy but this is widely ill-advised. Do not add a
roommate to your renters insurance policy.
If a roommate listed on a renters insurance policy ever needs to file a claim, the ramifications for the policyholder can be serious. All property insurance claims made are registered to the Comprehensive Loss Underwriting Exchange (CLUE), a reporting system by LexisNexis, and insurers check this database when pricing personal auto and property policies (including renters insurance). So if a roommate listed on a renters insurance policy files a claim, the policyholder will be the one reported to the exchange and their CLUE report will show that claim going forward. A higher renters insurance premium due to a claim on a CLUE report might not equate to a lot of money. However, higher homeowners or auto insurance rate could mean a policyholder is paying hundreds of dollars more each year.
For example, consider two roommates who split the cost of furniture for an apartment and needed to file a small claim for the furniture in their living room. Even though the policyholder would have a claim on their record, both roommates would benefit from that claim. They would be getting money back that both contributed to the furnishings.
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Renters Insurance Policy - Can I Add Roommates
If a roommate listed on a renters insurance policy ever needs to file a claim, the ramifications for the policyholder can be serious. All property insurance claims made are registered to the Comprehensive Loss Underwriting Exchange (CLUE), a reporting system by LexisNexis, and insurers check this database when pricing personal auto and property policies (including renters insurance). So if a roommate listed on a renters insurance policy files a claim, the policyholder will be the one reported to the exchange and their CLUE report will show that claim going forward. A higher renters insurance premium due to a claim on a CLUE report might not equate to a lot of money. However, higher homeowners or auto insurance rate could mean a policyholder is paying hundreds of dollars more each year.
For example, consider two roommates who split the cost of furniture for an apartment and needed to file a small claim for the furniture in their living room. Even though the policyholder would have a claim on their record, both roommates would benefit from that claim. They would be getting money back that both contributed to the furnishings.
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